Effective December 1, 2020
The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.
| Account activity printout | $5.00 |
| Account Inactivity | $15.00 per year |
| Account research | $20.00 per hour ($20.00 minimum) |
| ACH return item | $30.00 |
| ATM/Debit NSF | $30.00 |
| Copy of credit union check | $5.00 |
| Copy of Statement | $5.00 |
| Deposited Check (returned unpaid) | $10.00 |
| External Payment Transfers (TransferNow) | External Payment Transfers (TransferNow) |
| Fax Copies | $3.00 per page |
| Late Loan Payment | $20.00 per loan |
| Loan processing | $15.00 |
| Money Order | $2.00 each (maximum $1,000.00) |
| Nonsufficient Funds | $30.00 each |
| Rejected Check (printed by non-cu provider) | $15.00 |
| Release of judgements | $25.00 |
| Reopen Share Account | $15.00 |
| Reorder Debit Card | $10.00 (standard) | $30.00 (rush delivery) |
| Returned mail | $10.00 |
| Share Draft Accounts | $5.00 (monthly fee if balance drops below $500 any day during the month) |
| Share Draft Accounts | $3.00 (per transaction) |
| Skip Payments | $25.00 |
| Statement Balancing | $20.00 per hour ($20.00 minimum) |
| Title Work - Vehicle Registration | $10.00 |
| Transfer Fee (from regular share to share draft/checking) | 10.00 (limit 3 per month) |
| Wires (outgoing) | $20.00 |
COMMON FEATURES
- Bylaw requirements:
You must complete payment of one share in your Regular Share account as a condition of admission to membership. - Transaction limitation - We reserve the right at any time to require not less than seven (7) days notice in writing before each withdrawal from an interest bearing account other than a time deposit, or from any other savings account as defined by Regulation D.
- Nature of dividends - Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. (This disclosure further explains the dividend feature of your non-term share account(s).
- National Credit Union Share Insurance Fund - Member accounts in this credit union are federally insured by the National Credit Union Share Insurance Fund.